The Best Mortgage Refinance Companies in the United States

The Best Mortgage Refinance Companies in the United States

Mortgage refinancing can save you money, especially if you’re paying more than 4% in interest or if your credit score has improved since taking out your mortgage. Whether you want to refinance your mortgage with the same company or with another provider, there are tons of mortgage refinance companies to choose from and the one best suited to your needs may not be at the top of the search results on Google. So how do you find the best mortgage refinance companies? That’s what we’re here for!


Social Finance, Inc., better known as SoFi, is a company that was started to address the needs of an underserved population: those who wanted to get out of debt but were unable to do so because they didn’t have enough income or credit history. The company offers personal loans and a refinance mortgage program for qualifying members. In addition, their SoFi for Business program helps small businesses with growth financing.

Rocket Mortgage

One of the best mortgage refinance companies is Rocket Mortgage by Quicken Loans. With Rocket, you can get a free online mortgage rate quote and receive a decision within minutes. You can even lock-in your interest rate for up to 120 days and have access to thousands of lenders with pre-approvals.

Guaranteed Rate

Mortgage rates are low and there’s never been a better time to get a mortgage refinance. Guaranteed Rate is one of the best mortgage refinance companies in the country, with their Best Rate Guarantee and 100% closing cost offer.

Quicken Loans

Mortgage refinancing with Quicken Loans can save you thousands of dollars over time by lowering your monthly payments while still giving you access to cash in case an unexpected expense arises. The best mortgage refinance companies know how to help people find a home loan that best fits their needs, whether they want a fixed rate or adjustable one.

New American Funding

For many homeowners, refinancing is one of the easiest and most affordable ways to manage debt. By choosing a company with a reputation for excellent customer service and competitive rates, you can be sure that you’re getting a good deal. We’ve compiled a list of what we believe to be some of the best mortgage refinance companies in America below.


Are you looking for the best mortgage refinance companies in the United States? At LoanDepot, we have a wide selection of loan options to suit your needs. We are one of America’s leading providers of home loans, and our services include mortgages, refinancing, and home equity loans. We offer competitive interest rates and great customer service. Get started today with a free quote!


-Rate reduction offer: If you’re current on your payments and have been with CitiMortgage for at least 12 months, you can qualify for a rate reduction. You can also change your existing loan type if necessary. The lender offers low rates to accommodate different needs.
-CitiMortgage’s customer service is among the best in the industry.
-They are open 24 hours, 7 days a week.
-FHA loans may be available depending on your situation and credit score.

Bank of America

One of the best mortgage refinance companies for many people is Bank of America. One of the reasons for this is that they have a large selection of mortgage refinance programs to choose from, including some that are only available through them. They also have some great customer service representatives who will help you to choose a mortgage refinance program that’s right for you.


SunTrust Mortgage has a wide variety of mortgage products to choose from. And if you’re not sure which one is best for you, they offer free consultations with licensed loan officers who will be happy to help you find out what’s right for your situation. They also have many options when it comes to rates and fees, and have been around since 1891. USAA: #3 USAA was founded by 25 military officers after World War II and became an insurance company for U.S. military personnel and their families. Today, they offer mortgages too!

Navy Federal Credit Union

NFCU offers several mortgage refinance options with competitive rates and flexible terms to meet your needs. We have a variety of loans, including fixed rate loans and adjustable rate mortgages (ARMs).
As an example, you can receive a 3% interest rate on our fixed-rate Home Equity Conversion Mortgages (HECM), which is only available from us. We also offer HELOCs, VA home loans, FHA mortgages, and more. Visit our site for all of our available programs and rates!

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